HOW MUCH DOWN PAYMENT CAN I AFFORD?
Print the following worksheet out and use it to determine how much of a downpayment you can afford.

1. AVAILABLE FUNDS

   - Equity in present home ............... $ __________________

   - Savings .............................. $ __________________

   - Investments (stocks, bonds, etc.) .... $ __________________

   - Other (Personal loan, auto sale, etc.) $ __________________

     TOTAL ................................ $ __________________

     Subtract amount to keep for reserve .. $ __________________

     Adjusted total available funds ....... $ __________________


2. EXPECTED CASH EXPENSES

   - Cash costs for closing & settlement .. $ __________________

   - Furniture, decorating, etc. .......... $ __________________

   - Moving expenses ...................... $ __________________

   - Other ................................ $ __________________

     TOTAL ................................ $ __________________


3. TOTAL CASH AVAILABLE FOR DOWN PAYMENT

   - Adjusted total availble funds (1) .... $ __________________

   - Subtract expected cash expenses (2) .. $ __________________

     TOTAL (amout you can afford) ......... $ __________________
    

This calculation is intended for demonstration purposes only, and is not a commitment for financing. The above results are estimated using generalized assumptions. Actual amounts and price ranges will vary depending on your unique situation. The specific terms of your loan, other monthly obligations, and the amount of other fees must be determined by a financial representative. Please call us at (724) 775-6933 should you require more specific and personalized information.